div, ul, ol, dl,dt,dd, p, h1, h2, h3, h4, h5, h6,h8,form,li{margin: 0;padding:0;}
ul ul, ul ol, ol ul, ol ol{margin-top: 0; margin-bottom: 0;}
a{color:#0f85b8;text-decoration:none;}
a:hover{color:#0f85b8;text-decoration:underline;}
img {border: none;}
body{font-family: Arial, Helvetica, sans-serif;font-size: 13px;margin:0px;color: #545252;	line-height:16px;}
.clear{clear:both;}

/*font size*/
.fn10{font-size: 10px;}
.fn11{font-size: 11px;}
.fn13{font-size: 13px;}
.fn14{font-size: 14px;}
.fn16{font-size: 16px;}
.fn18{font-size: 18px;}
/*/font size*/

#bodycontainer{margin:0px auto; width:980px;}
.workera{text-align:left;width:944px;float:left;margin: 20px 0px 0px 12px;border: 0px solid;}
wrklft{float:left;width:667px;padding-left:5px;padding-right:5px; border:1px solid red;}
.wrkrgt{float:right;width:257px;}



/*Top Nav Class*/
#head{text-align:left;padding-bottom:20px;float:left;}
#logo{width:968px;float:left;margin-top:26px;margin-bottom:21px;;}
.bt_logo{float:left;width:320px;}
.other_logo{float:right; text-align:right;width:320px;}

ul.topmenu{list-style-type:none;padding:0px 0px 0px 0px;margin:0px 0px 0px 0px;float:left;}
#topnav{width:968px;float:left;padding-left:0px;}
ul.topmenu li{display:inline;float:left;}
/*Top Nav Class*/

/*footer.js class*/
.footer_strip{margin-top:15px; width:100%; text-align:center;height:447px; float:left; background-image: url('../images/footer_bg.jpg');background-repeat: repeat-x;}
.footer_logo{text-align:left;padding:0px 0px 0px 15px;}
.footcontainer{margin:auto;padding:47px 0px 0px 0px;width:965px;text-align:left;/*float:left;*/}
.foot_links{margin-top:25px;}
ul.foot_link{margin:0px;padding:0px;padding-left:150px;font-size: 12px;color: #231F20; height: 66px;}

ul.foot_link li {margin:0px; padding:0px;margin-right:80px;padding-left:10px;display: inline; background-image: url('../images/bull_foot.gif');background-repeat: no-repeat; /*background-position: left;*/ background-position: 0px 6px;border:0px solid red;}

ul.foot_link li a {padding: 0px 0px 0px 0px;color: #231F20;text-decoration:none;}
ul.foot_link li a:hover {padding: 0px 0px 0px 0px;color: #231F20;text-decoration:underline;}
.terms{font-size:10px;color:#545252;text-align:justify;padding: 22px 15px 0px 15px;}
/*/footer.js class*/

/*/Work Area/*/
.main-cnt{margin:0px auto; width:968px;border:1px solid red;}

.head-section{}
.head-section .logo{padding-top:25px;}
.head-section .top-menu{margin:25px 0px;}

.work-area{margin:0px auto; padding:0px 10px; width:914px;}
.work-area .left-cnt{width:650px; float:left;}
.work-area .left-cnt h1.h1{margin-bottom:30px;}
.work-area .left-cnt h3.h3{margin-bottom:20px;}
.work-area .left-cnt p.marg{margin-bottom:20px;}
.work-area .left-cnt p.last-marg{margin-bottom:10px;}
.work-area .left-cnt ul.list-pts{margin-bottom:20px; float:left; list-style-type:none;}
.work-area .left-cnt ul.list-pts li{padding:8px 0px 8px 20px; background:url('../images/tick.gif') no-repeat 0px 10px;}

.work-area .right-cnt{width:244px; float:right;}
.work-area .right-cnt p.marg{margin-bottom:20px;}
.work-area .right-cnt p.no-marg{margin-bottom:0px;}
.work-area .right-cnt p.last-marg{margin-bottom:10px;}

.work-area .hr-line{border-bottom:4px solid #eeeeee; margin-top:15px;}

ul.pts_link li ul.pts {
	padding: 7px 0px 0px 0px;
	margin: 0px;
}
ul.pts_link li ul.pts li {
	padding: 5px 0px 5px 28px;
	display: block;
	list-style-type:none;
	background-image: url('../images/tick.gif');
	background-repeat: no-repeat;
	background-position: 0px 11px;
}

.graph{width:100%;float:left;}
/*.graph ul{float:left;margin-bottom:20px; padding-left:15px;}
.graph ul  li{padding:3px 0px 3px 10px;}
*/

.graph.dia{width:381px;float:right;}

.openlink{font-family:Georgia; font-weight:bold; font-size:13px; color:#0f85b8; text-decoration:none;}
.openlink a:hover{font-family:Georgia; font-weight:bold; font-size:13px; color:#0f85b8;text-decoration:underline;}
/*/Work Area/*/

.work-area .right-cnt .tile_demo{padding:90px 0px 0px 15px; background:url('../images/tile_rgt_demo.jpg') no-repeat; width:244px; height:122px;}
.work-area .right-cnt .tile_demo a,.work-area .right-cnt .tile_demo a:hover{padding-left:10px; background:url('../images/bull_blue.gif') no-repeat 0px 5px; font-family:Georgia; font-weight:bold; color:#0f85b8; text-decoration:none;}
.work-area .right-cnt .tile_demo a:hover{text-decoration:underline;}

.work-area .hr-line{border-bottom:4px solid #EEEEEE;}

.bot-tileset{margin-top:10px; width:100%;}
.bot-tileset .bot-tile{margin-left:37px; padding:10px 60px 10px 0px; width:140px; float:left;}
.bot-tileset .bot-tile p img{vertical-align:middle;}
.bot-tileset .bot-tile p.marg{margin-top:10px;}
.bot-tileset .bot-tile a,.bot-tileset .bot-tile a:hover{padding-left:10px; background:url('../images/bull_blue.gif') no-repeat 0px 5px; font-family:Georgia; font-weight:bold; color:#0f85b8; text-decoration:none;}
.bot-tileset .bot-tile a:hover{text-decoration:underline;}

.bot-tileset .book-img{background:url('../images/tileimg_book.jpg') no-repeat 100% 0;}
.bot-tileset .fact-img{background:url('../images/tileimg_pie.jpg') no-repeat 100% 0;}
.bot-tileset .comp-img{background:url('../images/tileimg_lens.jpg') no-repeat 100% 0;}
.bot-tileset .broch-img{background:url('../images/tileimg_page.jpg') no-repeat 100% 0;}

/* For one fund for life */

/* custom styles - 3 accounts, 1 fund */

.account-type {
	float: left;
	width: 195px;
	height: 195px;
	background: #ffffff;
	font-size: 12px;
	padding: 5px;
	padding-right: 5px;
	margin-right: 5px;
	margin-bottom: 10px;
	border:1px solid #E7E7E7;
}
.account-type .hdtxt {
	/*background: #DCEAF0 url(../images/bullet_arrow_blue.gif) 0 5px no-repeat;*/
	text-align: left;
	margin: 5px 0;
	font-size: 12px;
}
.account-type#savings{
	width: 185px;
}
.account-type#transition{
	width: 210px;
}
.account-type#retirement{
	width: 195px;
}
.account-type#savings p.txt {
	background: #ffffff url(../images/ac_savings.gif) 5px 5px no-repeat;
	padding: 0;
	height: 110px;
	_height: 110px;
	padding-left: 60px;
}
.account-type#retirement p.txt {
	background: #ffffff url(../images/ac_retirement.gif) 5px 5px no-repeat;
	padding: 0;
	height: 110px;
	_height: 110px;
	padding-left: 60px;
}
.account-type#transition p.txt {
	background: #ffffff url(../images/ac_transition.gif) 5px 5px no-repeat;
	padding: 0;
	height: 110px;
	_height: 110px;
	padding-left: 60px;
}
.account-type p.read-more {
	height: 24px;
	width: 102px;
	font-size: 11px;
	background: none;
}
.account-type p.read-more a {
	background: #DCEAF0 url(../images/sfl-button-off.jpg) 0 0;
	background-repeat: no-repeat;
	width: 102px;
	height: 24px;
	_height: 24px;
	padding: 5px 10px;
	_padding: 4px 10px;
	padding-left: 30px;
}
.account-type p.read-more a:hover {
	background: #DCEAF0 url(../images/sfl-button-on.jpg) 0 0;
	background-repeat: no-repeat;
}
/* For one fund for life */

/*Apply Now*/
ul.selectbank{
	list-style-type:none;
	padding:0px 0px 20px 0px;
	margin:0px;
	float:left;
}
ul.selectbank li{
	display:inline;
	padding-left:0px;
	padding-right:5px;
	float:left;
}
.vmid{vertical-align:middle;}


/* For step2 */
table.step2bank {
	border-collapse:collapse;
	width:900px;
	float:left;
	font-size:13px;
	line-height:10px;
}
table.step2bank caption {
	display:none;
}
table.step2bank td {
	padding:5px;
	/*background-image: url('../images/v_blue_bg.gif');
	background-repeat: repeat-x;
	background-position: bottom;*/
}
table.step2bank .rowhead1 {
	padding:0px 5px;
}
table.step2bank .rowhead2 {
	padding:10px 5px;
}
table.step2bank .tdsep {
	background:#ffffff;
}
/* For step2 */

#downloadpdspdf{
	padding: 0px 0px 0px 0px;
	width:700px;
	height: 20px;
}
#downloadpdspdf {
	padding: 2px 0px 0px 25px;
	background: url('../images/bull_blue.gif') no-repeat 0.5em 2em;
}

ul. #downloadpdspdf {
	padding: 7px 0px 0px 0px;
	margin: 0px;
}
ul. #downloadpdspdf li {
	padding: 5px 0px 5px 8px;
	display: block;
	list-style-type:none;
	background-image: url('../images/bull_blue.gif');
	background-repeat: no-repeat;
	background-position: 0px 11px;
}

.sep{
	margin: 10px 0px 10px 0px;
	height: 3px;
	background-image: url('../images/h_dotted_bg.gif');
	background-repeat: repeat-x;
	background-position: center;
}
table.overview {
	border-collapse:collapse;
	width:638px;
	font-size:13px;
	line-height:17px;
}
table.overview caption {
	display:none;
}
table.overview th {
	text-align:left;
}
table.overview td {
	padding:5px;
}
table.overview .colhead {
	padding:3px;
	color:#545454;
	font-weight:bold;
	background:#e8edf1;
}
table.overview .rowhead1 {
	padding:5px 5px;
	color:#545454;
	background:#F8F8F8;
	border-bottom: 1px solid #dededc;
}
table.overview .rowhead2 {
	padding:5px 5px;
	color:#545454;
	background:#F8F8F8;
	border-bottom: 1px solid #dededc;
}
.blue2sep{
	background:#545454;
	height:1px;
	width:100%;
}
/*Apply Now*/
.mt5{margin-top:5px;}
.mt10{margin-top:10px;}
.mt14{margin-top:14px;}
.mt15{margin-top:15px;}
.mt18{margin-top:18px;}
.mt20{margin-top:20px;}
.mt30{margin-top:30px;}
.ml4{margin-left:4px;}
.ml8{margin-left:8px;}
.ml12{margin-left:12px;}
.ml15{margin-left:15px;}
.mb10{margin-bottom:10px;}
.mb5{margin-bottom:5px;}
.mb8{margin-bottom:8px;}
.mb9{margin-bottom:9px;}
.mb13{margin-bottom:13px;}
.mb14{margin-bottom:14px;}
.mb15{margin-bottom:15px;}
.mb20{margin-bottom:20px;}
.mb25{margin-bottom:20px;}
.mb30{margin-bottom:30px;}
.mb50{margin-bottom:50px;}
.mr5{margin-right:5px;}

ul.pts_link {
	/*padding: 7px 0px 0px 0px;	*/
	margin: 0px;
}
ul.pts_link li {
	padding: 5px 0px 5px 8px;
	display: block;
	list-style-type:none;
	background-image: url('../images/bull_blue.gif');
	background-repeat: no-repeat;
	background-position: 0px 11px;
}
ul.pts_link li ul.pts {
	padding: 7px 0px 0px 0px;
	margin: 0px;
}
ul.pts_link li ul.pts li {
	padding: 5px 0px 5px 28px;
	display: block;
	list-style-type:none;
	background-image: url('../images/bull_grey.gif');
	background-repeat: no-repeat;
	background-position: 0px 11px;
}
.l_rgt{
	float:right;
	width:200px;
	vertical-align:top;
}
/* For home */
#home_bg{
	margin :0px auto;
	margin-bottom:10px;
	width:929px;
	border: 0px solid;
}

/* Disclaimer or terms and conditions */

ul.disalp {
	padding: 0px 0px 0px 0px;
	margin: 0px 0px 0px 24px;
	list-style-type:lower-alpha;
	list-style-position:outside;
}
ul.disalp li {
	padding: 3px 0px 2px 0px;
}
ul.disnum {
	padding: 0px 0px 0px 0px;
	margin: 0px 0px 0px 25px;
	list-style-type:decimal;
	list-style-position:outside;
}
ul.disnum li {
	padding: 3px 0px 2px 0px;
}
ul.disinnum {
	padding: 0px 0px 0px 0px;
	margin: 0px 0px 0px 20px;
	list-style-type:lower-roman;
	list-style-position:outside;
}
ul.disinnum li {
	padding: 3px 0px 2px 0px;
}
/* Disclaimer or terms and conditions */