When it comes to super, one size doesn't fit all

As you grow older, your situation and investment appetites will change. With BT Super for Life, you can choose to style your investment options yourself, or we can tailor them for you, with intelligent investment mixes that evolve according to your stage in life.

Choose an investment that fits you

BT partners with some of the world's leading investment experts to offer you a diversified range of asset types and investment management styles.

With BT Super for Life you have two alternatives for investing your money:

Alternative 1: Tailored by us

We manage the money for you by changing your investment mix as you get older. It's called a Lifestage Fund, which can give you an efficient, well-diversified portfolio - designed and managed according to your age. Unique to the market, the LifeStage Fund is one of the many competitive advantages we offer our customers. An advantage where it matters most, in the way we invest your money. For example, when you are younger, your fund will be more growth-oriented as you have more time to withstand the impact of market fluctuations on the value of your investment. As you move closer to retirement, your fund will shift to a more conservative asset mix.

To see how it works, enter your year of birth below and then use the sliding scale to reveal the investment mixes as they evolve throughout your life.

Alternative 2: Styled by you

Prefer to style your super yourself? With this option, you can choose an investment mix according to your own taste and goals, by selecting from our range of investment options: Growth, Moderate, Conservative and Super Cash.

For more information on the Lifestage Funds available with Alternative 1, or for details on each of the investment options for Alternative 2, refer to our fund fact sheets.